Recently, while attending an online financial coaches community meet, I came across this idea or concept around managing money and loved it. Many of us who are planners, take the planning to an extreme and stop enjoying the fruits of planning.
Hearing all the noise around international funds and getting confused ? Are you ready for the risk? Where to begin?
Investing only in one country = putting all your eggs in one basket.
International funds help you:
✅ Diversify risk – Different economies grow at different times
✅ Access global leaders – Brands and companies you use every day
✅ Benefit from currency movements
✅ Capture growth in emerging markets
But how do you pick the right ones? 🎯
🔎 Check the geographic mix (Developed vs Emerging markets)
📊 Look at the expense ratio/cost and long-term performance (5–10 yrs)
🏦 Understand the fund style (active vs passive, large-cap vs diversified)
⚖️ Make sure it fits your overall asset allocation
🌎 Avoid overexposure—balance wisely
International investing isn’t about chasing the highest returns. It’s about building a resilient, globally diversified portfolio which can balance out risk.
Save this reel for later and share it with someone who needs to think global 🚀
#GlobalInvesting #WealthBuilding #PersonalFinance #InvestingBasics
CAGR looks impressive on paper.
But it can also hide the real story.
Two mutual funds can show the same CAGR over 5 or 10 years —
yet the investor experience can feel completely different.
That’s where rolling returns matter.
Rolling returns show you:
• how consistent a fund really is
• how it behaves across market cycles
• whether returns depend on one lucky period or steady performance
If CAGR is the headline,
rolling returns are the fine print you must read.
Before selecting a mutual fund, don’t just ask
“how much did it return?”
Ask
“how often did it deliver?”
💡 Smart investing is less about chasing highs and more about understanding consistency.
👉 Save this for your next fund review
💬 Comment if you want a simple way to analyse rolling returns yourself
Check the full video on YOUTUBE https://www.youtube.com/watch?v=1P0-BW7J_mo&t=1s
@invescoindia @moneycontrolcom
#MutualFundsIndia
#InvestingBasics
#InvestorEducation
#SmartInvesting
#personalfinanceindia
A lot has changed on India’s economic and trade front in just one week 🇮🇳📊
Markets reacted to sentiment rather than news, but they reacted super fast!
Asset prices turned turtle, practically overnight !!
But personal finances?
They don’t update in real time.
Your income, EMIs, business cash flows, and long-term goals take time to reflect macro changes.
That’s exactly why asset allocation matters more than market predictions.
When asset price trends turn, allocation—not reaction—does the heavy lifting.
👉 Save this for the next volatile market phase
👉 Share with someone panicking over headlines
👉 DM me if you need help with your money behaviour
👉 Comment “ALLOCATE” if you want a simple framework to review your portfolio
#AssetAllocation #IndianEconomy #PersonalFinanceIndia #FinancialPlanning #MarketVolatility
Markets test patience.
Psychology decides outcomes.
Your biggest enemy in equity investing isn’t the market.
It’s your mind 🧠
In this video, I break down 6 behavioural biases equity investors must avoid to protect long-term returns.
- Herd Mentality
- Recency Boas
- Loss Aversion
- Confirmation Bias
- Sunk Cost Fallacy
- Overconfidence Bias
Most equity investors don’t lose money because of poor security selection —
they lose it because of bad behaviour.
Knowledge compounds just like money.
👉 Follow me for investor education that actually matters
Watch the original video here
https://youtu.be/qiO0Tu1wmN8?si=C8QCJwpRQHO_ljqO
#money #wealth #personalfinance #behaviour #bias
Calling out to the good folks of Hyderabad!!
Personal finance stories that go beyond the numbers…
First Litfest outing for Money & her … thrilled that this conversation is going wide!!
Kudos to 1 Finance for spreading awareness around these critical personal finances issues
- Qualified advice
- Emotions and Money
- Retirement
They touch all our lives - now we just need to talk and keep taking these conversations forward.
Get clear and confident about your money! Own your choices!
@1financehq
#Hyderabadliteraryfest #HLF2026 #money #Hyderabadbooklovers #personalfinance
Market correction ≠ market failure 📉➡️📈
Equity markets move in cycles. Ups and downs are part of the journey.
When corrections happen, panic doesn’t help—patience does.
Market correction ≠ market failure 📉➡️📈
Equity markets move in cycles. Ups and downs are part of the journey.
When corrections happen, panic doesn’t help—patience does.
✅Don’t obsessively check your portfolio ✅Remember: equity values fluctuate in the short term
✅Markets have always bounced back over time
✅Stay disciplined with your regular investments
✅Diversify to manage risk better
Long-term wealth is built by staying invested, not by reacting emotionally.
Stay calm. Stay consistent. Stay diversified.
#MarketCorrection #EquityInvesting #StayInvested #LongTermInvesting #WealthCreation
Markets will always make noise 📢
Your goals shouldn’t.
As we step into 2026, it’s a good time to pause, tune out the daily headlines, and check in with what actually matters — your goals and your risk tolerance.
Portfolio rebalancing isn’t about predicting markets.
It’s about staying aligned with your time horizon, cash-flow needs, and comfort with volatility.
If your life has changed, your portfolio probably should too.
And if nothing has changed, reacting to noise may do more harm than good.
Stay focused. Stay disciplined. Rebalance with intent.
DM if you need help with your money in 2026. Don’t be afraid to take control.
#InvestingWisdom #MarketNoise #PortfolioRebalancing #RiskTolerance #FinancialGoals
Doing a SIP already? Great.
Now here’s how to make it even better 👇
As your income grows, your investments should grow too.
That’s where SIP Top-Ups come in — a simple way to increase your SIP amount periodically without feeling the pinch.
No timing the market.
No drastic changes.
Just small, planned increases that can make a big difference over the long term thanks to compounding.
Start small. Stay consistent. Upgrade your SIP as you grow. 📈
Link in bio - head to YouTube
https://youtu.be/-EA1iMN-uXU?si=gnelNmzm3zZv42j3
@moneycontrolcom
#InvestorEducation #SIP #SIPTopUp #MutualFundsIndia #WealthBuilding
Are some of us naturally gifted when it comes to managing personal finances or can it be taught to perfection?
When it comes to the human side of investing, one debate that comes up every few years is - nature vs nurture.
My thoughts expressed in the Parenting & Money column 👆👆
@iciciprumf
#money, #investing, #saving, #mfsahihai, #personalfinance
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