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    Hearing all the noise around international funds and getting confused ? Are you ready for the risk? Where to begin?

    Investing only in one country = putting all your eggs in one basket.

    International funds help you:

    ✅ Diversify risk – Different economies grow at different times
    ✅ Access global leaders – Brands and companies you use every day
    ✅ Benefit from currency movements
    ✅ Capture growth in emerging markets

    But how do you pick the right ones? 🎯

    🔎 Check the geographic mix (Developed vs Emerging markets)
    📊 Look at the expense ratio/cost and long-term performance (5–10 yrs)
    🏦 Understand the fund style (active vs passive, large-cap vs diversified)
    ⚖️ Make sure it fits your overall asset allocation
    🌎 Avoid overexposure—balance wisely

    International investing isn’t about chasing the highest returns. It’s about building a resilient, globally diversified portfolio which can balance out risk.

    Save this reel for later and share it with someone who needs to think global 🚀

    #GlobalInvesting #WealthBuilding #PersonalFinance #InvestingBasics

    9 0
    Open post by moneypuzzle.in with ID 18086227751233463
    Hearing all the noise around international funds and getting confused ? Are you ready for the risk? Where to begin?

Investing only in one country = putting all your eggs in one basket.

International funds help you:

✅ Diversify risk – Different economies grow at different times
✅ Access global leaders – Brands and companies you use every day
✅ Benefit from currency movements
✅ Capture growth in emerging markets

But how do you pick the right ones? 🎯

🔎 Check the geographic mix (Developed vs Emerging markets)
📊 Look at the expense ratio/cost and long-term performance (5–10 yrs)
🏦 Understand the fund style (active vs passive, large-cap vs diversified)
⚖️ Make sure it fits your overall asset allocation
🌎 Avoid overexposure—balance wisely

International investing isn’t about chasing the highest returns. It’s about building a resilient, globally diversified portfolio which can balance out risk.

Save this reel for later and share it with someone who needs to think global 🚀

#GlobalInvesting #WealthBuilding #PersonalFinance #InvestingBasics

    CAGR looks impressive on paper.
    But it can also hide the real story.

    Two mutual funds can show the same CAGR over 5 or 10 years —
    yet the investor experience can feel completely different.

    That’s where rolling returns matter.

    Rolling returns show you:
    • how consistent a fund really is
    • how it behaves across market cycles
    • whether returns depend on one lucky period or steady performance

    If CAGR is the headline,
    rolling returns are the fine print you must read.

    Before selecting a mutual fund, don’t just ask
    “how much did it return?”
    Ask
    “how often did it deliver?”

    💡 Smart investing is less about chasing highs and more about understanding consistency.

    👉 Save this for your next fund review
    💬 Comment if you want a simple way to analyse rolling returns yourself

    Check the full video on YOUTUBE https://www.youtube.com/watch?v=1P0-BW7J_mo&t=1s

    @invescoindia @moneycontrolcom

    #MutualFundsIndia
    #InvestingBasics
    #InvestorEducation
    #SmartInvesting
    #personalfinanceindia

    6 0
    Open post by moneypuzzle.in with ID 17906247138357067
    CAGR looks impressive on paper.
But it can also hide the real story.

Two mutual funds can show the same CAGR over 5 or 10 years —
yet the investor experience can feel completely different.

That’s where rolling returns matter.

Rolling returns show you:
• how consistent a fund really is
• how it behaves across market cycles
• whether returns depend on one lucky period or steady performance

If CAGR is the headline,
rolling returns are the fine print you must read.

Before selecting a mutual fund, don’t just ask
“how much did it return?”
Ask
“how often did it deliver?”

💡 Smart investing is less about chasing highs and more about understanding consistency.

👉 Save this for your next fund review
💬 Comment if you want a simple way to analyse rolling returns yourself

Check the full video on YOUTUBE https://www.youtube.com/watch?v=1P0-BW7J_mo&t=1s

@invescoindia @moneycontrolcom 

#MutualFundsIndia
#InvestingBasics
#InvestorEducation
#SmartInvesting
#personalfinanceindia

    A lot has changed on India’s economic and trade front in just one week 🇮🇳📊

    Markets reacted to sentiment rather than news, but they reacted super fast!

    Asset prices turned turtle, practically overnight !!

    But personal finances?
    They don’t update in real time.

    Your income, EMIs, business cash flows, and long-term goals take time to reflect macro changes.

    That’s exactly why asset allocation matters more than market predictions.
    When asset price trends turn, allocation—not reaction—does the heavy lifting.

    👉 Save this for the next volatile market phase
    👉 Share with someone panicking over headlines
    👉 DM me if you need help with your money behaviour
    👉 Comment “ALLOCATE” if you want a simple framework to review your portfolio

    #AssetAllocation #IndianEconomy #PersonalFinanceIndia #FinancialPlanning #MarketVolatility

    11 0
    Open post by moneypuzzle.in with ID 18079449764594598
    A lot has changed on India’s economic and trade front in just one week 🇮🇳📊

Markets reacted to sentiment rather than news, but they reacted super fast! 

Asset prices turned turtle, practically overnight !!

But personal finances?
They don’t update in real time.

Your income, EMIs, business cash flows, and long-term goals take time to reflect macro changes.

That’s exactly why asset allocation matters more than market predictions.
When asset price trends turn, allocation—not reaction—does the heavy lifting.

👉 Save this for the next volatile market phase
👉 Share with someone panicking over headlines
👉 DM me if you need help with your money behaviour
👉 Comment “ALLOCATE” if you want a simple framework to review your portfolio

#AssetAllocation #IndianEconomy #PersonalFinanceIndia #FinancialPlanning #MarketVolatility

    Markets test patience.
    Psychology decides outcomes.

    Your biggest enemy in equity investing isn’t the market.
    It’s your mind 🧠

    In this video, I break down 6 behavioural biases equity investors must avoid to protect long-term returns.

    - Herd Mentality
    - Recency Boas
    - Loss Aversion
    - Confirmation Bias
    - Sunk Cost Fallacy
    - Overconfidence Bias

    Most equity investors don’t lose money because of poor security selection —
    they lose it because of bad behaviour.

    Knowledge compounds just like money.

    👉 Follow me for investor education that actually matters

    Watch the original video here

    https://youtu.be/qiO0Tu1wmN8?si=C8QCJwpRQHO_ljqO
    #money #wealth #personalfinance #behaviour #bias

    7 0
    Open post by moneypuzzle.in with ID 18069999449399253
    Markets test patience.
Psychology decides outcomes.

Your biggest enemy in equity investing isn’t the market.
It’s your mind 🧠

In this video, I break down 6 behavioural biases equity investors must avoid to protect long-term returns.

- Herd Mentality
- Recency Boas
- Loss Aversion
- Confirmation Bias
- Sunk Cost Fallacy
- Overconfidence Bias

Most equity investors don’t lose money because of poor security selection —
they lose it because of bad behaviour.

Knowledge compounds just like money.

👉 Follow me for investor education that actually matters

Watch the original video here 

https://youtu.be/qiO0Tu1wmN8?si=C8QCJwpRQHO_ljqO
#money #wealth #personalfinance #behaviour #bias

    Calling out to the good folks of Hyderabad!!
    Personal finance stories that go beyond the numbers…

    First Litfest outing for Money & her … thrilled that this conversation is going wide!!

    Kudos to 1 Finance for spreading awareness around these critical personal finances issues

    - Qualified advice
    - Emotions and Money
    - Retirement

    They touch all our lives - now we just need to talk and keep taking these conversations forward.

    Get clear and confident about your money! Own your choices!

    @1financehq

    #Hyderabadliteraryfest #HLF2026 #money #Hyderabadbooklovers #personalfinance

    5 1
    Open post by moneypuzzle.in with ID 18322830331216271
    Calling out to the good folks of Hyderabad!! 
Personal finance stories that go beyond the numbers…

First Litfest outing for Money & her … thrilled that this conversation is going wide!!

Kudos to 1 Finance for spreading awareness around these critical personal finances issues 

- Qualified advice 
- Emotions and Money
- Retirement 

They touch all our lives - now we just need to talk and keep taking these conversations forward.

Get clear and confident about your money! Own your choices!

@1financehq 

#Hyderabadliteraryfest #HLF2026 #money #Hyderabadbooklovers #personalfinance

    Market correction ≠ market failure 📉➡️📈
    Equity markets move in cycles. Ups and downs are part of the journey.

    When corrections happen, panic doesn’t help—patience does.

    Market correction ≠ market failure 📉➡️📈

    Equity markets move in cycles. Ups and downs are part of the journey.

    When corrections happen, panic doesn’t help—patience does.

    ✅Don’t obsessively check your portfolio ✅Remember: equity values fluctuate in the short term
    ✅Markets have always bounced back over time
    ✅Stay disciplined with your regular investments
    ✅Diversify to manage risk better

    Long-term wealth is built by staying invested, not by reacting emotionally.

    Stay calm. Stay consistent. Stay diversified.

    #MarketCorrection #EquityInvesting #StayInvested #LongTermInvesting #WealthCreation

    8 0
    Open post by moneypuzzle.in with ID 18097414516933280
    Market correction ≠ market failure 📉➡️📈
Equity markets move in cycles. Ups and downs are part of the journey.

When corrections happen, panic doesn’t help—patience does.

Market correction ≠ market failure 📉➡️📈

Equity markets move in cycles. Ups and downs are part of the journey.

When corrections happen, panic doesn’t help—patience does.

✅Don’t obsessively check your portfolio ✅Remember: equity values fluctuate in the short term
✅Markets have always bounced back over time
✅Stay disciplined with your regular investments
✅Diversify to manage risk better

Long-term wealth is built by staying invested, not by reacting emotionally.

Stay calm. Stay consistent. Stay diversified.

#MarketCorrection #EquityInvesting #StayInvested #LongTermInvesting #WealthCreation

    Markets will always make noise 📢

    Your goals shouldn’t.

    As we step into 2026, it’s a good time to pause, tune out the daily headlines, and check in with what actually matters — your goals and your risk tolerance.

    Portfolio rebalancing isn’t about predicting markets.
    It’s about staying aligned with your time horizon, cash-flow needs, and comfort with volatility.

    If your life has changed, your portfolio probably should too.

    And if nothing has changed, reacting to noise may do more harm than good.

    Stay focused. Stay disciplined. Rebalance with intent.

    DM if you need help with your money in 2026. Don’t be afraid to take control.

    #InvestingWisdom #MarketNoise #PortfolioRebalancing #RiskTolerance #FinancialGoals

    10 1
    Open post by moneypuzzle.in with ID 17871331011510726
    Markets will always make noise 📢

Your goals shouldn’t.

As we step into 2026, it’s a good time to pause, tune out the daily headlines, and check in with what actually matters — your goals and your risk tolerance.

Portfolio rebalancing isn’t about predicting markets.
It’s about staying aligned with your time horizon, cash-flow needs, and comfort with volatility.

If your life has changed, your portfolio probably should too.

And if nothing has changed, reacting to noise may do more harm than good.

Stay focused. Stay disciplined. Rebalance with intent.

DM if you need help with your money in 2026. Don’t be afraid to take control.

#InvestingWisdom #MarketNoise #PortfolioRebalancing #RiskTolerance #FinancialGoals

    Doing a SIP already? Great.
    
Now here’s how to make it even better 👇

    As your income grows, your investments should grow too.
That’s where SIP Top-Ups come in — a simple way to increase your SIP amount periodically without feeling the pinch.

    No timing the market.
    
No drastic changes.
    
Just small, planned increases that can make a big difference over the long term thanks to compounding.

    Start small. Stay consistent. Upgrade your SIP as you grow. 📈

    Link in bio - head to YouTube

    https://youtu.be/-EA1iMN-uXU?si=gnelNmzm3zZv42j3

    @moneycontrolcom
    
#InvestorEducation #SIP #SIPTopUp #MutualFundsIndia #WealthBuilding

    6 0
    Open post by moneypuzzle.in with ID 18073965587523525
    Doing a SIP already? Great.

Now here’s how to make it even better 👇

As your income grows, your investments should grow too.
That’s where SIP Top-Ups come in — a simple way to increase your SIP amount periodically without feeling the pinch.

No timing the market.

No drastic changes.

Just small, planned increases that can make a big difference over the long term thanks to compounding.

Start small. Stay consistent. Upgrade your SIP as you grow. 📈

Link in bio - head to YouTube

https://youtu.be/-EA1iMN-uXU?si=gnelNmzm3zZv42j3

@moneycontrolcom 

#InvestorEducation #SIP #SIPTopUp #MutualFundsIndia #WealthBuilding

    Are some of us naturally gifted when it comes to managing personal finances or can it be taught to perfection?

    When it comes to the human side of investing, one debate that comes up every few years is - nature vs nurture.

    My thoughts expressed in the Parenting & Money column 👆👆

    @iciciprumf

    #money, #investing, #saving, #mfsahihai, #personalfinance

    7 0
    Open post by moneypuzzle.in with ID 17845416948642278
    Are some of us naturally gifted when it comes to managing personal finances or can it be taught to perfection?

When it comes to the human side of investing, one debate that comes up every few years is - nature vs nurture.

My thoughts expressed in the Parenting & Money column 👆👆

@iciciprumf 

#money, #investing, #saving, #mfsahihai, #personalfinance
    Follow on Instagram
    Feb 9, 2026

    Couples’ guide to money matters: Happy Valentines Month!

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    Planning to be spontaneous: a short note

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    by Money Puzzle   ·  January 23, 2024   ·  
    1 comment

    Recently, while attending an online financial coaches community meet, I came across this idea or concept around managing money and loved it. Many of us who are planners, take the planning to an extreme and stop enjoying the fruits of planning.

    0 shares

    Passive equity funds can make for a good first investment

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    by Money Puzzle   ·  December 26, 2023   ·  
    no comment

    Starting your first investment no longer requires much thought or action. It’s literally a job done in 30 mins. Nevertheless, where you invest today makes a big impact on your future investment choices too.

    0 shares

    Started Earning? How should you start investing?

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    by Money Puzzle   ·  November 3, 2023   ·  
    no comment

    Your first job, first pay cheque, your first spend with your own money, these are all milestones that we remember. The excitement around the first paycheque usually has to do with spending it. That’s a very big part of feeling accomplished and initiating your journey of financial independence and security.

    0 shares

    How to achieve ‘growth’ in 2023

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    by Money Puzzle   ·  January 10, 2023   ·  
    no comment

    2023 has started on a cocktail note with mixed emotions and outcomes, both personal and professional. On the personal front, it’s been about accepting a grave illness impacting a loved one, all the while not feeling guilty about celebrating one’s own good health. On the professional front, it’s being able to embrace failure, while at ...

    0 shares

    Get Better With Money

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    by Money Puzzle   ·  November 25, 2022   ·  
    no comment

    Are you looking for clarity in managing your money? Do you want to be confident with your money? Are you looking to transform your money relationship?

    0 shares

    Why do we hate the term ‘budgeting’?

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    by Money Puzzle   ·  November 24, 2022   ·  
    no comment

    In a recent financial well-being workshop I conducted for a small group of five people, one of the first topics we discussed was budgeting. It was really about writing down our expenses as a first step, which then helps in allocating spending as per our own, individual, unique life plans.

    0 shares

    What are IPOs and how to ignore them

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    by Money Puzzle   ·  November 4, 2022   ·  
    1 comment

    IPO was the buzzword for 2021, the year in which our domestic equity market saw 65 new listings in the broader market. The spotlight shone on the listing of popular fintech companies like Paytm, Nykaa, Zomato and PolicyBazaar. These four IPOs together collected around 39,000 crore and retail investors rushed into get a piece of ...

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    How to invest for your child

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    by Money Puzzle   ·  October 19, 2022   ·  
    no comment

    It was strange to hear the words ‘short selling’ in a conversation about sharing birthday chocolates that I was having with my 12-year-old son. After he admitted ignorance about the meaning of the term, we explained it in the simplest way possible and then could not resist, talking about its relevance in the world of ...

    0 shares
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    About Lisa

    Money Puzzle

    A BCom graduate from the University of Notre Dame in Perth, Australia and a finance post-graduate from ICFAI, her professional experience spans 18+ years across financial services including wealth management, asset management and finally as a personal finance writer for the last decade.

    Combining her two passions, writing and personal finance came naturally and now she feels the need to share her ability to see through financial solutions with those who need it the most. The content on MoneyPuzzle.in, is directed towards young earners or any curious mind, who want to understand the ‘why’ of their daily financial decisions.

    As a financial coach, Lisa endeavours to empower individuals in their 30s and 40s, in transforming their money relationships.

    Lisa also writes extensively for digital media and personal finance outfits, has moderated finance-related panels and has been invited as a speaker not just for financial subjects but also as a writer.

    Enriching one’s financial life by giving candid insights is what she strives for through her various undertakings in the field of personal finance.

    The Three Whys

    Why Invest?

    March 28, 2019

    Why Insure?

    March 27, 2019

    Why Save?

    March 27, 2019

    Expert Bytes

    Diamonds in the Dust – ...

    November 30, 2021

    She owned her mistakes and ...

    August 14, 2021

    Money Puzzle

    There is no dearth of information on financial products. Various broking sites, aggregators and media websites and loud and clear when it comes to telling us what is out there and how to go about buying something. What we are left wanting for is an understanding of why we need a particular financial solution or security. This is where moneypuzzle.in steps in, to resolve your money jigsaw.

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